Insurance risk surveys for underwriting
Good underwriting starts with an accurate picture of the risk. Sterling Assessing carries out on-site insurance surveys that tell insurers and brokers what they are really covering.
Our survey reports cover construction, occupancy, security, fire protection and exposures, with practical recommendations the client can act on.
What's included
Our insurance surveys cover
Our assessors work from Pretoria and travel to sites in all nine provinces of South Africa.
- Construction and building materials
- Occupancy and processes
- Security and access control
- Fire protection and detection
- Housekeeping and maintenance
- Exposures from neighbouring properties
- Photographic records
- Risk improvement recommendations
Our approach
How a risk survey works
- 01
Site visit
We inspect the premises with the client and document construction, occupancy, security and fire protection.
- 02
Risk assessment
We identify the main hazards and exposures and how well they are controlled.
- 03
Survey report
The insurer or broker receives a clear report with photographs and practical risk-improvement recommendations.
FAQ
Insurance Surveys: common questions
Who requests an insurance survey?
Usually an insurer, underwriting manager or broker before accepting or renewing a risk, but businesses can also request one to understand and improve their risk.
Do you survey properties outside Gauteng?
Yes. We survey properties in all nine provinces.
What happens with the recommendations?
The insurer may make some recommendations a condition of cover. Others are advice to help the business reduce the chance or size of a loss.
Request a survey today
Email [email protected], call 012 880 4733, or send us a WhatsApp. We cover all of South Africa from our Pretoria office.
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